By accessing this site, you hereby agree to the following terms and conditions:
The information contained in this pamphlet is provided for general informational and educational purposes and is not, nor intended to be, legal, financial or tax advice. NRBA and/or House Karma is not authorized to practice in front of the IRS and is not subject to IRS Circular 230. This information pamphlet is general in nature and may not apply to the specific circumstances of individual readers. No claims are made about the accuracy, timeliness or usefulness of the content contained on this pamphlet. The information contained in this pamphlet by NRBA and/or House Karma is not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice.
Users of this pamphlet should seek specific guidance directly from a qualified legal, financial or tax professional. Nothing contained on or provided through this pamphlet is intended to be or is to be used as a substitute for professional advice. NRBA and/or House Karma is not a lender, nor does it broker loans.
All loans are subject to approval of the purchasers credit by unaffiliated third-party lenders. NRBA and/or House Karma has no control over credit approval or the terms of any offer to lender by any lender. Buyer must qualify for financing without regard to the loan program. This pamphlet is not an offer or solicitation to extend credit. Equal Housing Opportunity.
Copyright notice: The contents of this web site are protected by one or more of the following copyrights: copyright 1998 - 2016 National REO Brokers Association Inc. ("NRBA"); various copyrights in material provided by our members and contributors - see individual copyright notices on such materials. All rights are reserved. No reuse may be made of any of the contents of this site without the express written permission of NRBA and the owner. For more information regarding third party rights to the contents of this site, as well as permission to reuse any of the contents of this site, please contact us at info@NRBA.com.
Trademark notice: The marks "National REO Brokers Association Inc.", "NRBA", and the NRBA logo, are all trademarks of NRBA. All product and company names on this site are trademarks of their respective owners. All rights in and to such trademarks are reserved. For more information regarding third party rights to product names on this site, please contact us at info@NRBA.com.
Disclaimer: Information on this web site may contain technical inaccuracies or typographical errors. Information may be changed or updated without notice. NRBA may also make improvements and/or changes in the products and/or the services described in this information at any time without notice. THE DATA PROVIDED ON THIS WEB SITE AND RELATED COMMUNICATIONS ARE PROVIDED ON AN "AS IS" BASIS FOR INFORMATION PURPOSES ONLY. IN ADDITION, ALL WARRANTIES ARE HEREBY DISCLAIMED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT WILL NRBA BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEB SITE, OR ON ANY OTHER HYPER- LINKED WEB SITE. THE FOREGOING DISCLAIMER INCLUDES, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
The contents of this web site are provided by NRBA and its various members. Although we strive to provide accurate information, and we screen our members to meet our high standards, there are no guarantees that the information provided is in all cases correct. You are solely responsible for verifying the accuracy of any information on which you intend to rely. In some instances, the information is the opinion of the provider, and not empirical fact, and does not express the views or opinions of NRBA or its personnel. Real estate financing, including foreclosures and mortgages, is governed by various laws, including state and federal laws and rules, as well as decisional ("judge-made") law. These laws can change daily. Further, in many instances the laws are subject to interpretation. You should consult an attorney or other expert who is experienced in this area before making any decisions based on the information contained herein. Further, decisions and opinions regarding foreclosures are very dependent on the facts in each situation. Since the facts in your situation will likely vary from the facts given in any examples herein, the outcome may be different. Again, you should consult an attorney or an expert experienced in this area.
Limited use rights: The information made available on this site is to be used only by you for the purpose of education. Limited additional rights may be authorized by the copyright laws in your jurisdiction. You should check with an attorney to determine what those rights may be. Any use beyond that authorized by law or for education purposes must be the subject of a written signed agreement between you and NRBA. NRBA does not promise that in all cases requested use will be authorized.
No relationship; future relationships; information exchange: Your access to this site does not create any contractual or agency relationship between you and NRBA. Any contracts between you and NRBA shall be in writing and signed by both parties in order to be effective. By sending any articles, opinions, information, suggestions, ideas, concepts, know-how or techniques to NRBA in the absence of a written agreement signed by both parties, you grant NRBA an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute the same for any purpose. If you provide us any information which is protected by trademark or copyright, please notify us of such rights. Please do not send us any information which you consider to be confidential. NRBA will not be held liable for the disclosure of any unsolicited information provided to us.
You should be aware that the Internet is not yet considered a secure data transmission source, and we cannot guarantee the security of any information you send us via Internet. This site may provide you with the ability to make payments for conference fees, publications, etc. directly through the Internet. Although we will take reasonable steps to ensure the security of any payment information sent to us by use of means such secure servers and the like, you should be aware that there is no guarantee that such means can guarantee the security of such information.
Prospective and current members: It is our intention to make the list of members available to all persons having access to this web site. Therefore, if you do not wish to be publicly listed as a member, please do not submit an application. If you are already a member or have already submitted a membership application and do not wish to be listed, please let us know so that we can remove your name from the list of members.
We may from time-to-time publish photographs of our members on this web site for the purpose of news and event reporting. If we inadvertently publish your photo and you do not wish it to be published, please notify us so that we may remove it.
No affiliation: NRBA makes no representations whatsoever about any other web site which you may access through this one. When you access a non-NRBA web site, please understand that it is independent from NRBA, and that NRBA has no control over the content on that web site. In addition, a link to a non-NRBA web site does not mean that NRBA endorses or accepts any responsibility for the content, or the use, of such web site. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, Trojan horses and other items of a destructive nature.
